Where To Get The Money To Start Investing In Notes Now

Our funds have attracted millions of dollars from many savvy individual investors. Yet, as I go out to visit our job sites and tour the country to speak at industry events, I continue to run into people who just seem stuck. They may be making enough money to get by, but they still haven’t made the leap to the smart investments they need to get to the next level and to future proof their finances. That troubles me because it doesn’t have to be that hard to start investing.

There are two consistent excuses or reasons that you’ll hear for what is holding people back from investing. Time was one of those. It’s true that we may be busier than ever. Yet, technology and new forms of investing have made it so easy to invest right from home or your phone. Today time is no longer a barrier. Especially for those who want to get started in mortgage note investing.

The second is the money. Yet, there is more money to invest today than we’ve seen in a long time. Some just don’t realize how much they really have access to. Others haven’t done the math or prioritized it. If money has been holding you back, here are six ways to get started in notes.

Lines of Credit

Lenders are hungry to put their capital to work today. Many are desperate to lend. If you’ve got decent credit and a steady income, there is a good chance you qualify for a variety of lines of credit. They can be business or personal, secured or unsecured, and often come with extremely low interest rates, or even 0% introductory deals. If you can take that and make 8% or more on note investments in your first year, that’s a great return and very low risk way to start.

Dedicate a Portion of Your Income

You may not have enough left over out of your monthly paycheck to go buy a note or get into the best funds. If you prioritize setting aside a percentage off the top of each paycheck and put that into a separate account though, you could have enough to buy another note or make a fund investment every quarter. Do it consistently, and the results can snowball quickly.

IRAs & 401ks

There is no question that there is a lot of uncertainty and risk among tech, stocks and bonds today. Many are certain these investments are headed for trouble, even if they aren’t sure exactly when. Building wealth and saving can take work. It really stings if you see that all wiped out in a matter of hours because you dragged your feet on making changes a little too long. Rolling these funds over to self-directed accounts will give you the freedom to choose from a wider variety of investments, like notes, while retaining all the tax benefits of your IRA or 401k.

Raising Funds

Another alternative is to raise the funds from those around you. You probably know many people who are in the same boat. They know they need to do something different with their money. They just might not have the time or money to do it all themselves either. Yet, if you partner up you can all benefit from better returns, more security, and lower risk.

Investment Opportunities

Find out more about investing in secured debt and real estate, go to NNG Capital Fund

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