Fuquan Bilal's Blog (116)

Wondering if this is a good time to get in, or scale up your note investing?

Bought right and managed well, non-performing notes can have great potential in all types of market conditions. Yet, there are several factors that may make the next few months an even more profitable season for mortgage note investors.

1. The Economy is Looking…

What’s the best way to handle property acquisitions where you may be inheriting tenants?

Is buying properties with existing tenants smart? If so, how can real estate investors navigate this minefield? What due diligence and evaluation should investors do before they close the deal?

The Issues & Advantages of Buying Properties with…

Check out these tools for fast tracking your retirement investing, and kicking taxes to the curb…

Individual investors have many legal tools at their disposal. These tools and investment vehicles can be used to reduce taxes, speed up wealth building, boost passive income generation, and reduce risk. Yet, many are not using them, at least not to their…

Good news for note investing: over half of America’s housing markets are still flush with distressed property deals.

While every single foreclosure is still a tragedy, those searching for distressed property deals will find there is plenty of inventory out there, according to the latest data.

A new …

Is the window of opportunity for homeowners to save their homes finally closing for good?

The market is changing and taking the housing market along with it. And banks and mortgage lenders are changing their attitudes for dealing with nonperforming borrowers. Help for distressed homeowners has been plentiful for a number of years, but there may be few…

Intelligent investing requires a hybrid approach to putting your capital to work.

You’ve got to be strategic if you want to invest successfully. In order to achieve consistent returns, keep risk low, and keep the maximum upside potential, investors have to be diversified. They need a hybrid financial plan that will deliver the results they need, year…

What makes a good house flip stand out from the rest?

The latest house flipping data shows returns are strong, but a lot of investors are getting it wrong. The average gross returns on a flip stand at around $60,000, or 50%. However, there are also a significant number of failed flips, likely the result of the ‘reality’ TV epidemic and amateur…

Why is America’s leading mortgage note fund manager incorporating hard assets into its newest offering?

Heard about the launch of the NNG Capital Fund?

The NNG team and our long-term capital partners are incredibly excited about the launch of the next generation offering – the NNG Capital Fund. It combines the best of what we have been doing,…

In the note business, understanding how bankruptcy works is a must. The process usually lasts about five years, sometimes three years. Once the homeowners are in bankruptcy, they will be making regular payments. The moment the homeowners file for bankruptcy the court will see how far they are in arrears (missed back payments), and they will divide that by 60 payments for

the length of the bankruptcy. There are a couple of sides to bankruptcy such as different stages and whether the…

​When new to the note business, one tries to figure out the way to success and, for the majority, how to incur the least amount of risk in the process. There are three types of notes in this business, which are high equity, partial equity, and no equity notes. New note buyers generally like high equity notes and fail to see the upside potential of no equity notes. Most note buyers think about the gains that are more obvious, and give no consideration to the potential gains from…

Networking

This “so called” myth about networking and success is, in fact, no myth at all. Networking is key and has helped most of the big companies reach their goals and get to where they are now. How many times have you heard about something through word of mouth? You probably cannot even count because the number is too high. If you step back and take a look at Facebook, Instagram, Twitter, and other social media sites you will realize that networking is all around you. To get to…

Wonder why homeowners like to refinance their mortgages? The reasons vary between homeowners but tend to be similar. Some homeowners refinance their mortgages because they simply want lower rates. However, as of July 2014 the average mortgage loan rate for a conforming 30­year­fixed rate mortgage has only increased from 4.28% to 4.32 according to the Mortgage Bankers Association (MBA).

Reducing mortgage rates is just one of many reasons. Another reason is either to shorten or to…

Who Says Bad Can’t Be Good When Note Buying? 

NNG Targets Non­Performing Residential Mortgage Notes for Cash Flow. 



As most of us know, growth comes with responsibility. Unlike the Barbie and Ken dolls most children played with, our dream houses come with a cost and they can vary in expense. In addition to the primary mortgage loan, many homeowners take out an additional mortgage on their property, at which point money management can become tricky.…

​Tracking Pre-­Purchases in Different Ways

People always stress preparation and with reason. Being organized is really the window to an organized mind. Think about it; most people feel like a mess when they are out of control or lacking control in a situations since it is a type of organization. Preparation, control, and organization might not precisely mean the same thing but they all tie together one way or another. We emphasize these words because in note buying you…

​Oftentimes, life won’t give you a blueprint and the learning process will be through trial and error. However, one can learn through the mentoring and help of others. As a note buyer, wouldn’t you like to know how to overcome certain objections thrown at us by homeowners? If your answer is yes then I suggest you grab a pen, read on, and take notes. We may not answer all your questions, but with a couple of case scenarios you will hopefully have a better grasp on future…

NNG on the Necessary Steps to Comply 

With CFPB Amended Regulations 

It’s said that rules are essential to keep organization and enhance clarity in communication throughout society. Some people need guidelines to better comprehend things and/or simply for protection. The CFPB is one such agency geared for consumer protection. It was established by the Congress to…

This is a business! Once you have acknowledged that note buying is indeed a business you can then proceed to a well written plan of action and successfully begin cash flowing. If you cannot grasp the concept however, your cash flow will suffer, to say the least. Simply admiring the shiny object is not going to get you anywhere.

If you want to keep your money moving, you have to stay focused on the real objectives and goals. As a note buyer it is your job to help homeowners find a…

NNG Explains How to Grow in your Business and Succeed with Notes.

By: National Note Group

Some make the move from one profession into the note business, which can be quite lucrative. Is it the best choice for everyone? Not necessarily; that is for one to decide on their own. What we are saying however, is that many people have succeeded and continue to succeed in this business, particularly because it’s a growing industry. Like every great…

To service a loan that re-performs, you would need a servicer’s assistance. Getting the right servicer for your loan can sometimes be tricky according to your needs and desires. FCI Lender Services, Madison Management and Landhome are a few of the servicers NNG uses. The largest one of these is FCI out of California. It was first founded as foreclosure consultants and today offers an all inclusive outsourcing alternative for loan servicing, collection, and default processing.

The…